# Caddy Finance

> Caddy is the servicing layer for onchain yield. The software layer between
> yield protocols and institutional systems, it models, tracks, investigates,
> verifies and reports every position as a verified record with full evidence.
> Caddy is read-only by design. It never holds client funds or signs a
> transaction.

Caddy Finance (UAE, EU, US).

## What Caddy is

Caddy is a non-custodial, read-only software layer that turns every onchain
yield position into a verified institutional record. Custodians hold the keys;
staking providers execute the transactions; Caddy builds the position record
that lives in neither (ownership, entitlements, lifecycle, evidence) and
delivers it to the custody, accounting and administration systems the operator
already runs.

## The five functions

One servicing layer, five functions applied to every position, read-only by
design:

- Model: agents interpret protocol mechanics and build the position adapter: states, entitlements and lifecycle events.
- Track: follow every position across chains, custody records and offchain commercial terms, continuously.
- Investigate: agents work active exceptions end to end: gather evidence, propose the resolution, route for approval.
- Verify: deterministic code recomputes every financial result. No figure ships on a model's say-so.
- Deliver: land the verified record in the custody, accounting and administration systems the operator already runs.

## The problem (why now)

Every yield product creates a back office nobody built. Yield protocols record
onchain state (locks, delegations, rewards, unlocks) cryptographically;
institutional systems keep accounts, entitlements, valuations and evidence for
auditors. The financial position between them, who owns what, what it has
earned, when it matures, is nobody's record. Today operators bridge the gap
with spreadsheets rebuilt for every new protocol.

## Position adapters (solutions)

Each yield protocol becomes a position adapter: built once, verified
continuously, reused by every operator holding that position.

- Native Bitcoin staking: a position adapter that models lock state, cycle rewards, maturity and unlocks, and delivers each position as a verified record with full evidence.
- Bring your protocol: any new yield product (LSTs, restaking, basis trades, structured vaults) becomes an adapter through the same five functions.

## Controls

- Read-only by design: Caddy never holds client funds or signs a transaction.
- Deterministic verification: every figure recomputed in code, never on a model's say-so.
- Approval routing: active exceptions are investigated, proposed and routed for human approval before any record ships.
- Evidence that survives audit: every record carries a source-linked evidence pack for auditor and administrator review.

## Who it is for

Custodians, asset managers, fund administrators, banks, neo-banks and treasury
operators that need a verified record of every onchain yield position, with
full evidence.

## FAQ

- What is Caddy? The software layer between yield protocols and institutional systems. It models, tracks, investigates, verifies and reports every position. It never holds client funds or signs a transaction.
- Does Caddy hold client funds? No. Caddy is read-only by design. It observes, recomputes and reports positions. It never holds funds or signs a transaction.
- Which protocols does Caddy support? Each yield protocol becomes a position adapter. Native Bitcoin staking is one such adapter.
- What are the five functions? Model, Track, Investigate, Verify, Deliver.
- Who is Caddy for? Custodians, asset managers, fund administrators, banks and treasury operators.

## Key facts

- Category: onchain yield servicing, position servicing layer.
- Custody model: non-custodial, read-only. It never holds client funds or signs a transaction.
- Coverage: Cointelegraph, Yahoo Finance, TradingView, Morningstar, Nasdaq.
- Backed by: Farstar, Brinc, Soonami, Qubic Labs.

## Links

- Website: https://www.caddy.finance
- Detailed brief (for AI agents): https://www.caddy.finance/llms-full.txt
- Contact: hello@caddy.finance
- Privacy: https://www.caddy.finance/privacy
- Terms: https://www.caddy.finance/terms
- X / Twitter: https://x.com/caddyfi
- LinkedIn: https://www.linkedin.com/company/caddy-finance
- GitHub: https://github.com/caddyfinance